We did not fully understand the true advantages of BOLI before working with IZALE
Read the case studyChallenges Facing Banking Institutions
We understand the complexities of today's market conditions and challenges that might be around the bend for your bank. We have been there, working alongside our clients helping to guide them toward calmer waters.
Who we have helped
Team of Experts
Our team has designed and implemented over 1,100 benefit plans and services over $2 Billion in cash surrender value nationwide.
Meet everyone
R. Scott Richardson, JD
President & CEO
Phil Aderton
Senior Business Development Officer
Chris A. Richardson
Senior Consultant
R. Scott Richardson, JD
President & CEO email ScottOur clients have choices in who they work with. We’re humbled they chose us, and proud of the value we deliver.
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Phil Aderton
Senior Business Development Officer email PhilI am proud to be a part of the history of banking. As it evolves, I want to help bridge the past and the future by coaching leaders to be successful with strategies addressing the market conditions of today.
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Chris A. Richardson
Senior Consultant email ChrisAs a retired military officer, I know the value of honesty, integrity, and commitment. These are the values the IZALE team delivers.
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Debra Hardimon
Vice President, Operations email DebraI take pride in my attention to detail and strive to exceed my clients’ expectations and provide exceptional service.
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Fannie Mae Pantaleon
Office Manager email Fannie MaeMy enthusiasm, discipline, responsibility, and commitment contribute to the heights of success for our team.
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Jeff Prescher
Vice President, Data Management email JeffDigital interactions have validity, but to me, spending one-on-one time with clients is paramount. Building relationships is how I can fully understand my clients’ needs.
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Riley Sutherland
Analyst email RileyI strive to improve lives through personal relationships and dedicated service.
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The Risks and Rewards of Executive Benefit Plans
Find out how local community banks can attract, retain, and reward top talent AND see the red flags of a program not implemented and serviced correctly.
Learn more with R. Scott Richardson, JD, President & CEO
Our deep network gives us access to a variety of solutions:
Value People
- SERP: Supplemental Executive Retirement Plans
- My Financial Coach
- Deferred Compensation Plans
- Split Dollar Loans
- REBA: Restricted Executive Bonus Arrangements
- Supplemental Life Insurance
- Supplemental Disability Protection
- Disability Insurance
- Long-term Care Insurance
Improve Earnings
- BOLI: Bank Owned Life Insurance
- Funding Agreements
- Fee Income Strategies
Protect Assets
- Business Succession Planning
- Key Person Planning
- Private Placement Life Insurance and Annuities
- Retail Life Insurance and Annuities
3 Simple Steps to Finding Your Tailored Solution
1
We'll start by asking a few questions and listening to your challenges and concerns.
2
We then research and collaborate, including our network of experts as needed.
3
Lastly, we tailor a solution that fits where you are and builds a roadmap to your goals.
IZALE Financial Group is proud to be a Firm of Lion Street, Inc., a national network of fiercely independent financial advisors.